$99 Annual Fee1
Start Earning Rewards
with a Universal Credit Card
Earn up to
$300
as a welcome bonus!
Two Cards. Unlimited Thrills.
No Annual Fee*
Offers Vary. Apply Here.+
Apply by August 11, 2026.
Earn $300 as a Statement Credit2
When you spend $500 within the first three billing cycles after your Universal Rewards Plus Visa Signature® Card account is open.
Earn $200 as a Statement Credit**
after your first purchase within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.
10% off3 select merchandise, food and beverage purchases
at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood when you mention this discount and use your card.
10% off3 select merchandise, food and beverage purchases
at select locations throughout Universal Theme Parks and Universal CityWalk in Orlando and Hollywood when you mention this discount and use your card.
4X Points Per Dollar
Spent on qualifying Universal Purchases2
2X Points Per Dollar
Spent on qualifying Universal Purchases**
2X Points Per Dollar
Spent on Travel, Gas and Dining purchases2
1X Point Per Dollar
Spent everywhere else2
1X Point Per Dollar
Spent everywhere else**
Annual Bonus:
One Complimentary Ticket
Spend $6,000 or more within your annual Qualification Period2 using your Universal Rewards Plus Visa Signature® Card and earn one (1) single day theme park general admission ticket. You may select from the following:
- One (1) Universal Studios Florida and Universal Islands of Adventure single day, park-to-park ticket
- One (1) Universal Studios Hollywood ticket
The Visa® Everywhere Lounge
Unwind with special access to the lounges located in Universal Studios Hollywood, Universal Studios Florida and Universal Epic Universe.4 Open from Noon-5:00 pm daily.
Special Financing Available
Get 0% APR1 for 6 months anytime you spend at least $1,000 in one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR1 based on the Prime Rate between 21.24% and 28.24% APR.1 Minimum monthly payments required.
Special Financing Available
Get 0% APR* for 6 months anytime you spend at least $1,000 in one qualifying Universal Purchase and your credit limit exceeds $1,000. After 6 months, your APR will be a variable APR* based on the Prime Rate between 21.24% and 28.24% APR.* Minimum monthly payments required.
$99 Annual Fee1
No Annual Fee*
Select your favorite card design when you apply!
Five bold designs to match your style.
Redeem rewards for Universal Merchandise, Universal Dining, Universal Express Passes, vacation packages and more.2**
Got questions?
Current Cardmembers
Click here to manage your account.